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Monthly Archives: November 2012

After the Rains Have Gone…. Flood Damage – What to do?

Returning home… Return home or back to your business only after authorities advise it is safe to do so. Beware of downed or loose power lines. Report them immediately to the power company, police or fire department. Drive only if absolutely necessary. Avoid flooded roads and washed-out bridges. Check for structural damage before re-entering your

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Basis of Liability Cover – What’s Best For You?

When purchasing a liability insurance policy there are two different types of basis to choose from; ‘Occurrence’ and ‘Claims-Made’. While as a consumer you may have never heard of either of these insurance terms, they can have a huge impact when someone claims from you. It’s possible you might not even have the cover you

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